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On the Market: Sub-$300k East 50s Studio

For those whose holiday bonuses measure in the three figures (including decimal places), this tiny East 50s studio offers a way into the housing market. Offered at $297,000, the unit requires just a 10% down payment—meaning, if our math is correct, that you've got to find $29,700 in cash to call this baby home. No board approval, either. And quite the Apartment Therapy vibe, no? For those who've been trolling for homes in this price bracket, how does this apartment compare?
· Listing: 233 East 54th Street, #3A [Citi-Habitats]