"Banks are being absolutely insane right now. Wife and I are going through a re-fi right now to grab a lower rate. Both have an over 800 credit rating, full employment history, spotless past payment record, perfect paperwork, etc, and the bank is doing nothing but dragging their feet and coming up with excuses and odd requests. Even our mortgage broker is dumbfounded.
The banking industry is killing themselves. The pendulum swung way too hard the other way since the crisis."?anon [As Credit Tightens, Manhattan Rental Prices Go Ever Higher]